Housing Insights Central

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

In the current economic climate, individuals worldwide continue searching for creative and effective ways to save money. Everyone would like to save some cash when purchasing a home. It would be best ...

Securing suitable housing is fundamental, offering stability, comfort, and a sense of belonging. However, finding and maintaining housing can often be challenging, particularly for those facing fi...

Buying a foreclosed property can present an opportunity for savings, yet it's accompanied by certain risks that prospective buyers should keep in mind. Often, banks are keen on selling these properties at below-market...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

Finding affordable housing can be daunting, especially in today's competitive market. Whether you're a first-time homebuyer, looking to rent, or seeking help through housing programs, it's crucia...